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Anchorage's Fire Protection Rating Upgraded
Fire Insurance Rates Could Drop for Homeowners

In the battle against fire losses, one of the insurance industry’s most important weapons is the Public Protection Classification or PPC. A community’s investment in fire mitigation is a proven and reliable predictor of future fire losses. Insurance companies use PPC information to help establish fair premiums for fire insurance – generally offering lower premiums to communities with better protection.

Anchorage Fire Chief Craig Goodrich and Mayor Mark Begich are proud to announce that Anchorage and Eagle River are now “better protected” and judged a Single Class Community with a PPC Rating of 2 for residences within five miles of a fire station. This change will officially take effect May 1, 2006.

Anchorage

Eagle River

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The rating comes from the Insurance Services Office (ISO) – a branch of the insurance industry that grades the capability of fire protection for a geographic or municipal area.

Anchorage was rated generally on three factors:

Fire Protection Capability; manning, training and equipment

Community water supply; the ability to transport water where it is needed and by water tenders if necessary

Communications; manning and back-up systems (includes 911 and dispatch)

The best rating is a 1. The worst rating is a 10, or unprotected.

The Anchorage Fire Department, bolstered by citizen support of public safety bond initiatives, has been working aggressively to improve the fire protection ratings. The Anchorage Fire Service area includes the Anchorage Bowl and Hillside areas as well as Eagle River. Areas of Girdwood and Chugiak/Peters Creek are served by volunteer fire departments and were not directly covered in this increased fire protection determination.

“We build and support our fire response capabilities through the support of citizens,” Mayor Begich said. “Our fire department is dedicated to saving lives and property, and we know this improved rating shows we’re doing that better than ever before.”

The insurance companies that provide the community with hazard insurance consider it good business as well as good public policy to promote and encourage the efforts to improve fire protection services by reducing insurance rates when the fire department can prove it provides these improved services.

Homeowners should contact their local insurance agents to find out how this change can affect their fire insurance rates.

The Anchorage Fire Department will continue to work with rural and outlaying areas of the municipality to assist those volunteer fire departments with changes that can result in better fire protection.

632 W. 6th Avenue Anchorage, Alaska 99501
PO Box 196650 Anchorage, Alaska 99519
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